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Bilal Ali

Plain-English guides on credit cards, loans, tax, investing, banking and insurance — researched from official sources and free forever.

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How Much SIP Do You Need for ₹1 Crore? – Indian rupee coins and banknotesMutual Funds & SIPHow Much SIP for ₹1 Crore? Monthly Amount for 5 to 30 YearsTo build ₹1 crore you need about ₹10,009 a month for 20 years at 12%. See the SIP needed for 5 to 30 years and with a yearly…24 Oct 2026 · 6 min read10 LPA In-Hand Salary After Tax (FY 2026-27) – 10 LPA In-Hand Salary After Tax (FY 2026-27) – Smiling woman working at her office deskSalary & Career10 LPA In-Hand Salary: Monthly Take-Home After Tax (FY 2026-27)24 Oct 2026 · 7 min readCTC vs In-Hand Salary: What You Really Take Home – Young professional working on a laptop at his office deskSalary & CareerCTC vs In-Hand Salary: What You Really Take Home (With Example)24 Oct 2026 · 7 min readHow to Claim HRA Exemption: Rules, Formula & Documents – Hand holding house keys in front of a rented home entranceIncome TaxHow to Claim HRA Exemption: Rules, Formula & Documents (2026)24 Oct 2026 · 7 min readHow to Improve Your CIBIL Score Fast: 7 Proven Steps – Person holding a credit card while using a laptopCredit ScoreHow to Improve CIBIL Score Fast: 7 Proven Steps (2026)24 Oct 2026 · 7 min readSIP of ₹5,000 for 10, 15 & 20 Years – Laptop showing a stock market chart on a deskMutual Funds & SIPSIP of 5000 for 10, 15 & 20 Years: How Much Will You Get?24 Oct 2026 · 6 min readSmall Savings Interest Rates: Oct–Dec 2026 – Pink piggy bank on a wooden table for small savings schemesNewsSmall Savings Interest Rates Oct–Dec 2026: PPF 7.1%, SSY 8.2% Unchanged24 Oct 2026 · 6 min readCrypto Tax in India 2026: 30% Tax, 1% TDS & Loss Rules – Bitcoin coin on a pile of gold nuggetsNewsCrypto Tax in India 2026: 30% Tax, 1% TDS & Loss Rules Explained24 Oct 2026 · 7 min read80C Deductions List 2026-27: All Options Compared – 80C Deductions List 2026-27: All Options Compared – Hands holding tax forms next to a calculator and laptopTax Saving80C Deductions List 2026-27: All Options Compared24 Oct 2026 · 7 min readIncome Tax Slabs FY 2026-27: New vs Old Regime – Income Tax Slabs FY 2026-27: New vs Old Regime – Calculator on a table next to a laptop for income tax planningIncome TaxIncome Tax Slabs FY 2026-27: New vs Old Regime Rates Explained24 Oct 2026 · 8 min read
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Income Tax CalculatorNew vs Old regime for FY 2026-27 — see which one saves you more, instantly.EMI CalculatorHome, car & personal loan EMI with a full schedule.SIP CalculatorMonthly SIP, step-up or lumpsum — watch it compound.