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Updated for FY 2026-27 · Free forever

Money decisions, made beautifully simple.

Premium-grade calculators for tax, loans, salary and investing — the kind people pay for. Here, they’re free. No sign-up. No paywall. Ever.

Explore 11 calculators Old vs New tax →
100% private — runs in your browser <1s live results
Income TaxSalary In-handHRA ExemptionGratuityEMILoan EligibilitySIPFD vs SIPFDPPFGST
● The toolkit

Every money question. One calm place.

Eleven precise tools, each with live charts, tables and plain-English guides.

TAX · 01Income Tax CalculatorNew vs Old regime for FY 2026-27 — see which one saves you more, instantly.TAX · 02Salary In-hand CalculatorTurn your CTC into real monthly take-home after PF & tax.TAX · 03HRA Exemption CalculatorHow much of your rent allowance is tax-free.TAX · 04Gratuity CalculatorYour gratuity payout under the new labour codes.LOANS · 05EMI CalculatorHome, car & personal loan EMI with a full schedule.LOANS · 06Home Loan EligibilityHow big a home loan your salary can get you.INVEST · 07SIP CalculatorMonthly SIP, step-up or lumpsum — watch it compound.INVEST · 08FD vs SIP CalculatorPost-tax showdown: safe FD or market-linked SIP?INVEST · 09FD CalculatorFixed deposit maturity & interest, any compounding.INVEST · 10PPF CalculatorTax-free PPF maturity with year-wise growth.BUSINESS · 11GST CalculatorAdd or remove GST with CGST / SGST / IGST split. More coming · 12 Need a calculator we don’t have yet?Tell us — the most-requested tools get built first. Free, like everything else.
● Fresh guides

Learn it once. Use it forever.

All guides

Credit CardsHow to Choose Your First Credit Card in India (2026 Guide)17 Oct 2026 · 3 min readIncome TaxNew vs Old Tax Regime FY 2026-27: Which Should You Choose?17 Oct 2026 · 3 min readHome LoanHome Loan Prepayment: Reduce EMI or Reduce Tenure?17 Oct 2026 · 3 min read
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Calculators covering tax, salary, loans, investing and GST.

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What it costs you. Today, tomorrow and forever.

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Private. Your numbers never leave your device.

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Budget-ready. Slabs, PPF and GST rates kept current.

● How it works

Clarity in three moves.

No forms to submit, no OTPs, no “talk to an advisor” pop-ups. Just you and your numbers.

Step 01

Pick a question

“Old or new regime?” “How much EMI can I afford?” Every tool starts with a real question.

11 tools
Step 02

Slide your numbers

Drag a slider or type a value — results, charts and tables update the instant you move.

Live
Step 03

Decide with confidence

See the breakdown, the trade-offs and the “best for you” pick — explained in plain English.

Clear
● Why Paisa24

Premium knowledge. Free, forever.

We believe good money advice shouldn’t sit behind a paywall or a sales call.

Private by design

Every calculation runs on your device. We never see, store or sell your salary, loans or investments.

Always up to date

New slabs, rebates, rates and rules are reflected as soon as they’re announced.

Visual, not boring

Donuts, growth bars and year-wise schedules turn rows of numbers into “aha” moments.

● Did you know

Small facts. Big rupees.

Tap any card to run the numbers for yourself.

₹12.75Lsalary pays zero income tax in the new regime (FY 2026-27).Calculate → 7.1%PPF interest — fully tax-free, backed by the Government of India.Calculate → ₹1 Cris roughly what ₹10,000/month in SIP can become in 20 years at 12%.Calculate → 0.5%lower home loan rate can save you lakhs over 20 years.Calculate → ₹20Lof gratuity is tax-free for private-sector employees.Calculate → 50%of salary as basic is the new labour-code norm — it changes your in-hand.Calculate →
● Questions

Good to know.

Is Paisa24 really free?

Yes — every calculator and guide is free to use, with no sign-up and no limits. The site is supported by unobtrusive ads, so you never pay.

Do you store my salary or financial data?

No. All calculations happen inside your browser. Nothing you type is sent to our servers.

How accurate are the results?

Our formulas follow current Indian rules — Budget 2026 tax slabs, GST 2.0 rates and the latest small-savings rates. Results are estimates for planning; for filing, confirm with a CA.

Can I suggest a new calculator?

Absolutely. Tell us what you need on the Contact page — the most requested tools get built first.

● Ready when you are

Your money, calculated.

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