# Paisa24

> Free Money Calculators for India — Tax, EMI, SIP, GST & Salary


## Posts

- [How to Choose Your First Credit Card in India (2026 Guide)](https://paisa24.in/credit-cards/how-to-choose-your-first-credit-card/): Annual fees, rewards, credit score and the minimum-due trap — everything to check before you apply for your first credit card.
- [New vs Old Tax Regime FY 2026-27: Which Should You Choose?](https://paisa24.in/tax/income-tax/new-vs-old-tax-regime-fy-2026-27/): Salary up to ₹12.75 lakh is tax-free in the new regime. But if your deductions are big, the old regime can still win. Here’s the break-even for your salary.
- [Home Loan Prepayment: Reduce EMI or Reduce Tenure?](https://paisa24.in/loans/home-loan/prepay-home-loan-reduce-emi-or-tenure/): Got a bonus to prepay your home loan? Here’s why reducing tenure usually saves almost 3× more interest than reducing EMI — with real numbers.

## Pages

- [Money Guides](https://paisa24.in/guides/): Plain-English guides on credit cards, loans, tax, investing, banking and insurance in India.
- [Free Financial Calculators](https://paisa24.in/calculators/): All Paisa24 calculators in one place — income tax, salary, HRA, gratuity, EMI, home loan eligibility, SIP, FD, PPF and GST.
- [Terms of Use](https://paisa24.in/terms/): Terms governing the use of Paisa24 and its calculators.
- [Disclaimer](https://paisa24.in/disclaimer/): Paisa24 calculators provide estimates for information only and are not financial, tax or legal advice.
- [Contact Us](https://paisa24.in/contact/): Get in touch with Paisa24 — feedback, corrections, tool suggestions and partnerships.
- [About Paisa24](https://paisa24.in/about/): Paisa24 builds free, private, premium-quality money calculators for India.
- [FD vs SIP Calculator](https://paisa24.in/calculators/fd-vs-sip-calculator/): Compare fixed/recurring deposit and SIP returns after tax — see which grows your money more.
- [Home Loan Eligibility Calculator](https://paisa24.in/calculators/home-loan-eligibility-calculator/): Find out how much home loan you can get based on your income, existing EMIs and interest rate.
- [Gratuity Calculator](https://paisa24.in/calculators/gratuity-calculator/): Calculate gratuity under the Payment of Gratuity Act and new labour codes, with tax-free limit.
- [HRA Exemption Calculator](https://paisa24.in/calculators/hra-calculator/): Calculate your tax-free HRA under Section 10(13A) for metro and non-metro cities.
- [GST Calculator — Add or Remove GST](https://paisa24.in/calculators/gst-calculator/): Free GST calculator: add or remove GST at 5%, 18%, 40% and more with CGST, SGST and IGST split.
- [PPF Calculator — Public Provident Fund Returns](https://paisa24.in/calculators/ppf-calculator/): Calculate tax-free PPF maturity at 7.1% with year-wise growth table and extension options.
- [FD Calculator — Fixed Deposit Maturity & Interest](https://paisa24.in/calculators/fd-calculator/): Calculate fixed deposit maturity value and interest with quarterly, monthly or yearly compounding.
- [SIP Calculator — Monthly SIP, Step-up & Lumpsum](https://paisa24.in/calculators/sip-calculator/): Estimate mutual fund SIP and lumpsum returns with annual step-up and year-wise growth chart.
- [EMI Calculator — Home, Car & Personal Loan](https://paisa24.in/calculators/emi-calculator/): Calculate loan EMI, total interest and year-wise repayment schedule for home, car and personal loans.
- [Salary Calculator — CTC to In-hand Salary](https://paisa24.in/calculators/salary-calculator/): Convert your CTC to monthly in-hand salary after PF, gratuity, professional tax and income tax.
- [Income Tax Calculator FY 2026-27 (New vs Old Regime)](https://paisa24.in/calculators/income-tax-calculator/): Free income tax calculator for FY 2026-27. Compare new vs old regime instantly with 87A rebate, surcharge and cess.
- [Paisa24 — Free Money Calculators for India](https://paisa24.in/): Free income tax, salary, EMI, SIP, FD, PPF, HRA, gratuity and GST calculators for India — updated for FY 2026-27. Private, instant and free forever.
- [Privacy Policy](https://paisa24.in/privacy-policy/): How Paisa24 handles your data, cookies and advertising.


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